.tlh-calculator{padding-top:110px;color-scheme:light;--ink:#23233e;--muted:#65657c;--purple:#6355b5;--purple-dark:#443782;--lavender:#efecfa;--paper:#fff;--line:#dfdfeb;--green:#18734d;--mint:#e5f5eb;--red:#a13e43;--rose:#fbecee;--peach:#f9dfc3;--bg:#f5f4f9;--radius:22px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px}.tlh-calculator *{box-sizing:border-box}.tlh-calculator{scroll-behavior:smooth;margin:0;background:var(--bg);color:var(--ink);line-height:1.55}.tlh-calculator a{color:var(--purple-dark);text-underline-offset:3px}.tlh-calculator button,.tlh-calculator input,.tlh-calculator select{font:inherit}.tlh-calculator a,.tlh-calculator button,.tlh-calculator input,.tlh-calculator select,.tlh-calculator summary{-webkit-tap-highlight-color:transparent}.tlh-calculator a,.tlh-calculator button{touch-action:manipulation}.tlh-calculator button{cursor:pointer}.tlh-calculator button:disabled{cursor:default;opacity:.5}.tlh-calculator a:focus-visible,.tlh-calculator button:focus-visible,.tlh-calculator input:focus-visible,.tlh-calculator select:focus-visible,.tlh-calculator summary:focus-visible{outline:3px solid #8072cd;outline-offset:4px}.tlh-calculator button,.tlh-calculator input,.tlh-calculator select{border-radius:10px}.tlh-calculator button{border:1px solid var(--line);padding:.65rem 1rem;background:#fff;color:var(--ink)}.tlh-calculator button:hover:enabled{background:var(--lavender)}.tlh-calculator .primary{background:var(--purple);color:#fff;border-color:var(--purple)}.tlh-calculator .primary:hover:enabled{background:var(--purple-dark)}.tlh-calculator .button{display:inline-flex;align-items:center;justify-content:center;padding:.7rem 1.1rem;border-radius:11px;text-decoration:none;font-weight:650;gap:.5rem}.tlh-calculator .button.outline{border:1px solid var(--line);background:#fff}.tlh-calculator .skip{position:fixed;z-index:10;top:0;left:0;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.tlh-calculator .skip:focus{top:1rem;left:1rem;width:auto;height:auto;clip-path:none;overflow:visible;padding:.7rem;background:#fff}.tlh-calculator .site-header{max-width:1420px;margin:auto;padding:22px 38px;display:flex;align-items:center;justify-content:space-between;gap:20px}.tlh-calculator .brand{display:flex;align-items:center;gap:9px;text-decoration:none;font-size:1.4rem;font-weight:800;letter-spacing:-.8px;color:var(--ink)}.tlh-calculator .brand-mark{display:inline-block;width:29px;height:29px;background:var(--purple);border-radius:9px;transform:rotate(-12deg);position:relative}.tlh-calculator .brand-mark:after{content:"";position:absolute;width:12px;height:12px;right:5px;top:5px;border:2px solid #fff;border-radius:3px}.tlh-calculator .site-nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap;font-size:.88rem}.tlh-calculator .site-nav a{text-decoration:none;color:var(--muted)}.tlh-calculator .site-nav a[aria-current=page]{color:var(--purple-dark);font-weight:700}.tlh-calculator .badge,.tlh-calculator .eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:.72rem;letter-spacing:.08em;font-weight:750;text-transform:uppercase}.tlh-calculator .badge{padding:5px 9px;border-radius:6px;letter-spacing:.035em;background:var(--lavender);color:var(--purple-dark)}.tlh-calculator .badge.neutral{color:var(--muted);background:#eeeef3}.tlh-calculator .badge.green{color:var(--green);background:var(--mint)}.tlh-calculator .badge.red{color:var(--red);background:var(--rose)}.tlh-calculator .eyebrow{color:var(--purple-dark);margin:0 0 16px}.tlh-calculator h1,.tlh-calculator h2,.tlh-calculator h3,.tlh-calculator p{overflow-wrap:break-word}.tlh-calculator h1,.tlh-calculator h2,.tlh-calculator h3{line-height:1.12;letter-spacing:-.04em}.tlh-calculator p{margin:0 0 1rem}.tlh-calculator h1{font-size:clamp(2.4rem,4.6vw,4.8rem);margin:0 0 24px;font-weight:750}.tlh-calculator h2{font-size:clamp(1.8rem,3.2vw,3.1rem);margin:0 0 24px}.tlh-calculator h3{font-size:1.2rem;margin:0 0 12px}.tlh-calculator .muted{color:var(--muted)}.tlh-calculator .accent{color:var(--purple)}.tlh-calculator .small{font-size:.83rem}.tlh-calculator .lead{font-size:1.16rem;line-height:1.6;color:var(--muted);max-width:65ch}.tlh-calculator .demo-label{font-size:.75rem;color:var(--muted);margin:0}.tlh-calculator .deck-shell{max-width:1420px;margin:0 auto 32px;padding:0 38px}.tlh-calculator .deck-tools{display:flex;align-items:center;justify-content:space-between;gap:15px;margin:8px 0 18px}.tlh-calculator .deck-tools .tools{display:flex;gap:8px}.tlh-calculator .deck-tools button{font-size:.8rem;padding:.5rem .75rem}.tlh-calculator .slide{position:relative;display:none;background:#fff;min-height:660px;padding:56px 60px 38px;border-radius:var(--radius);box-shadow:0 12px 55px rgba(42,32,88,.0392156863);overflow:hidden}.tlh-calculator .slide.active{display:flex;flex-direction:column}.tlh-calculator .slide-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:40px}.tlh-calculator .slide-layout{flex:1;display:grid;grid-template-columns:1.05fr 1fr;align-items:center;gap:50px}.tlh-calculator .slide-layout.wide{display:block}.tlh-calculator .slide-footer{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-top:34px;padding-top:20px;border-top:1px solid var(--line);font-size:.71rem;color:var(--muted)}.tlh-calculator .slide-footer span:first-child{max-width:75%}.tlh-calculator .slide-number{font-variant-numeric:tabular-nums;font-weight:700;color:var(--purple-dark)}.tlh-calculator .slide ol,.tlh-calculator .slide ul{padding-left:22px}.tlh-calculator .slide li{margin:0 0 14px;padding-left:5px;font-size:1.04rem}.tlh-calculator .slide .callout{padding:20px 24px;background:var(--lavender);border-radius:14px;margin-top:24px;font-size:1.02rem}.tlh-calculator .slide .callout.green{background:var(--mint);color:var(--green)}.tlh-calculator .slide .callout.rose{background:var(--rose);color:var(--red)}.tlh-calculator .title-slide{background:linear-gradient(120deg,#fff 15%,#f4f1ff 70%,#e9e3fc)}.tlh-calculator .title-slide .slide-layout{grid-template-columns:1.3fr .8fr}.tlh-calculator .title-slide h1{max-width:760px}.tlh-calculator .orb{width:100%;max-width:340px;aspect-ratio:1;margin:auto;border-radius:50%;position:relative;background:radial-gradient(circle at 30% 25%,#fff 1%,#c1b0ee 30%,#7862bf 58%,#3c2d68 94%);box-shadow:0 30px 70px rgba(102,82,168,.1882352941),inset -10px -10px 25px rgba(62,34,101,.2196078431)}.tlh-calculator .orb:after,.tlh-calculator .orb:before{content:"";position:absolute;inset:-20px;border:1px solid #b4a5d4;border-radius:50%;transform:rotate(-30deg) scaleY(.55)}.tlh-calculator .orb:after{inset:-45px;border-style:dashed;transform:rotate(35deg) scaleY(.65)}.tlh-calculator .orb-label{position:absolute;left:-10px;bottom:22px;border-radius:14px;padding:16px 22px;background:hsla(0,0%,100%,.9490196078);box-shadow:0 10px 30px rgba(51,33,85,.0901960784);font-size:.9rem}.tlh-calculator .orb-label strong{display:block;font-size:1.8rem;color:var(--purple-dark);letter-spacing:-.05em}.tlh-calculator .hero-meta{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:34px;color:var(--muted);font-size:.88rem}.tlh-calculator .hero-meta strong{display:block;color:var(--ink)}.tlh-calculator .visual-panel{background:var(--bg);padding:28px;border-radius:20px}.tlh-calculator .big-number{font-size:clamp(3rem,6vw,5.3rem);letter-spacing:-.07em;line-height:1.05;font-weight:750;margin:10px 0 20px}.tlh-calculator .formula{font-size:1.5rem;line-height:1.8;font-weight:650}.tlh-calculator .formula small{display:block;font-size:.83rem;font-weight:450;color:var(--muted)}.tlh-calculator .stat-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.tlh-calculator .stat{background:var(--bg);border-radius:15px;padding:24px}.tlh-calculator .stat strong{display:block;font-size:2.1rem;letter-spacing:-.05em;color:var(--purple-dark);margin-bottom:4px}.tlh-calculator .stat span{font-size:.9rem;color:var(--muted)}.tlh-calculator .flow{display:grid;gap:13px}.tlh-calculator .flow-item{display:flex;gap:15px;padding:18px;background:var(--bg);border-radius:14px}.tlh-calculator .flow-item b{display:flex;flex:0 0 30px;align-items:center;justify-content:center;width:30px;height:30px;background:var(--lavender);color:var(--purple-dark);border-radius:8px}.tlh-calculator .flow-item p{margin:0}.tlh-calculator .case-image{width:100%;height:auto;max-height:490px;-o-object-fit:contain;object-fit:contain;-o-object-position:top;object-position:top;border-radius:14px;border:1px solid var(--line);display:block}.tlh-calculator .case-caption{font-size:.75rem;color:var(--muted);margin-top:10px}.tlh-calculator .table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px}.tlh-calculator table{border-collapse:collapse;width:100%;font-size:.9rem}.tlh-calculator td,.tlh-calculator th{padding:15px 17px;border-bottom:1px solid var(--line);text-align:left}.tlh-calculator th{font-weight:650;background:var(--bg)}.tlh-calculator tbody tr:last-child>*{border-bottom:0}.tlh-calculator .yes{color:var(--green);font-weight:700}.tlh-calculator .no{color:var(--red);font-weight:700}.tlh-calculator .deck-controls{display:flex;align-items:center;gap:16px;margin-top:20px}.tlh-calculator .deck-controls .progress-wrap{flex:1;display:flex;flex-direction:column;gap:5px}.tlh-calculator .progress{height:4px;background:#dedbe9;border-radius:8px;overflow:hidden}.tlh-calculator .progress span{display:block;height:100%;background:var(--purple);transition:width .15s}.tlh-calculator .deck-controls p{margin:0;font-size:.76rem;color:var(--muted)}.tlh-calculator .deck-controls button{min-width:90px}.tlh-calculator .slide-select{display:flex;align-items:center;gap:8px;color:var(--muted);font-size:.8rem}.tlh-calculator .slide-select select{padding:7px;max-width:130px;border:1px solid var(--line);background:#fff}.tlh-calculator .notes{padding:18px 3px;color:var(--muted);font-size:.88rem}.tlh-calculator .notes summary{cursor:pointer;font-weight:650;color:var(--ink)}.tlh-calculator .notes-body{padding-top:18px;display:grid;grid-template-columns:1.6fr 1fr;gap:32px}.tlh-calculator .source-list{display:grid;gap:8px;font-size:.77rem}.tlh-calculator .source-list a{overflow-wrap:anywhere}.tlh-calculator .all-slides .slide{display:flex;margin:0 0 25px;min-height:660px;scroll-margin-top:20px}.tlh-calculator .all-slides .deck-controls{position:sticky;bottom:0;background:var(--bg);padding:12px 0}.tlh-calculator .screen-message{font-size:.8rem;color:var(--muted);margin-top:10px}.tlh-calculator .calculator-shell{max-width:1260px;padding:12px 38px 50px;margin:auto}.tlh-calculator .calculator-intro{margin:26px 0 28px;display:grid;grid-template-columns:1.6fr 1fr;gap:35px;align-items:end}.tlh-calculator .calculator-intro h1{font-size:clamp(2.2rem,4vw,3.5rem);margin-bottom:16px}.tlh-calculator .calculator-intro p{max-width:65ch}.tlh-calculator .privacy-note{padding:18px 22px;background:var(--lavender);border-radius:14px;font-size:.83rem;color:var(--purple-dark)}.tlh-calculator .scenario-strip{margin:26px 0}.tlh-calculator .scenario-strip p{font-size:.8rem;color:var(--muted);margin-bottom:9px}.tlh-calculator .scenario-buttons{display:flex;gap:8px;overflow-x:auto;padding:4px 4px 12px}.tlh-calculator .scenario-buttons button{white-space:nowrap;font-size:.8rem;padding:8px 13px}.tlh-calculator .scenario-buttons button[aria-pressed=true]{background:var(--purple);color:#fff;border-color:var(--purple)}.tlh-calculator .calculator-grid{display:grid;grid-template-columns:1.03fr 1fr;gap:24px;align-items:start}.tlh-calculator .input-panel,.tlh-calculator .result-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.tlh-calculator .input-panel h2{font-size:1.35rem;margin-bottom:24px;letter-spacing:-.02em}.tlh-calculator fieldset{border:0;padding:0;margin:0 0 24px}.tlh-calculator legend{font-weight:700;font-size:.85rem;margin:0 0 15px;padding:0}.tlh-calculator .fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.tlh-calculator .field{display:flex;flex-direction:column;gap:6px;min-width:0}.tlh-calculator .field.full{grid-column:1/-1}.tlh-calculator .field label{font-size:.8rem;font-weight:600}.tlh-calculator .field small{font-size:.7rem;color:var(--muted);line-height:1.5}.tlh-calculator .field input,.tlh-calculator .field select{width:100%;border:1px solid #d4d3e1;background:#fff;min-height:44px;padding:10px 11px;color:var(--ink);font-size:.85rem}.tlh-calculator .field input:disabled{background:var(--bg)}.tlh-calculator .advanced{border-top:1px solid var(--line);padding-top:18px;margin-bottom:24px}.tlh-calculator .advanced summary{font-size:.85rem;font-weight:650;cursor:pointer}.tlh-calculator .advanced .fields{margin-top:18px}.tlh-calculator .check-field{display:flex;gap:10px;align-items:flex-start;font-size:.78rem;margin:14px 0}.tlh-calculator .check-field input{width:18px;height:18px;flex-shrink:0;accent-color:var(--purple)}.tlh-calculator .input-panel .primary{width:100%;font-size:.92rem;font-weight:650;padding:12px}.tlh-calculator .result-panel{position:sticky;top:25px;padding:28px;overflow:hidden}.tlh-calculator .result-panel h2{font-size:1.35rem;letter-spacing:-.025em;margin:18px 0 14px}.tlh-calculator .result-saving{display:flex;align-items:flex-end;gap:12px;margin:10px 0 6px}.tlh-calculator .result-saving strong{font-size:3.8rem;letter-spacing:-.07em;line-height:1.15;color:var(--purple-dark);font-variant-numeric:tabular-nums}.tlh-calculator .result-saving strong.pending{font-size:2.4rem}.tlh-calculator .result-saving span{font-size:.8rem;color:var(--muted);padding-bottom:8px}.tlh-calculator .result-explanation{font-size:.86rem;line-height:1.6;color:var(--muted);margin:18px 0 24px}.tlh-calculator .result-rows{margin:0;border-top:1px solid var(--line)}.tlh-calculator .result-rows>div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:.84rem}.tlh-calculator .result-rows dt{color:var(--muted)}.tlh-calculator .result-rows dd{margin:0;font-weight:650;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.tlh-calculator .result-rows>div.highlight{color:var(--green);font-weight:600}.tlh-calculator .trace{margin-top:20px;padding:16px;background:var(--bg);border-radius:12px;font-size:.76rem}.tlh-calculator .trace h3{font-size:.82rem;margin:0 0 10px;letter-spacing:0}.tlh-calculator .trace ol{margin:0;padding-left:17px}.tlh-calculator .trace li{margin-bottom:7px}.tlh-calculator .result-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.tlh-calculator .result-actions button{font-size:.78rem}.tlh-calculator .faq-section{margin-top:50px}.tlh-calculator .faq-section h2{font-size:1.8rem}.tlh-calculator .faq-section details{padding:19px 0;border-bottom:1px solid var(--line)}.tlh-calculator .faq-section summary{font-weight:650;cursor:pointer;font-size:.95rem}.tlh-calculator .faq-section details p{max-width:90ch;margin:14px 0 0;font-size:.9rem;color:var(--muted)}.tlh-calculator .review-note{font-size:.74rem;color:var(--muted);margin-top:28px;max-width:100ch}.tlh-calculator .review-note p{margin-bottom:8px}.tlh-calculator [hidden]{display:none!important}.tlh-calculator .noscript{margin:20px;padding:20px;border-radius:14px;background:var(--rose);color:var(--red)}@media (min-width:1550px){.tlh-calculator .slide{min-height:720px}}@media (max-width:1000px){.tlh-calculator .slide{padding:36px;min-height:660px}.tlh-calculator .slide-layout{gap:28px}.tlh-calculator .slide-top{margin-bottom:28px}.tlh-calculator .slide h1{font-size:3rem}.tlh-calculator .slide h2{font-size:2.2rem}.tlh-calculator .orb{max-width:240px}.tlh-calculator .calculator-intro{grid-template-columns:1fr}.tlh-calculator .calculator-grid{gap:16px}.tlh-calculator .input-panel,.tlh-calculator .result-panel{padding:22px}.tlh-calculator .result-saving strong{font-size:3.1rem}}@media (max-width:700px){.tlh-calculator .site-header{padding:19px 20px;align-items:flex-start}.tlh-calculator .brand{font-size:1.2rem}.tlh-calculator .brand-mark{width:25px;height:25px}.tlh-calculator .site-nav{gap:9px 15px;justify-content:flex-end;font-size:.73rem;max-width:180px}.tlh-calculator .site-nav .badge{font-size:.58rem}.tlh-calculator .deck-shell{padding:0 14px;margin-bottom:15px}.tlh-calculator .deck-tools{padding:0 5px}.tlh-calculator .deck-tools .demo-label{max-width:45%;font-size:.67rem}.tlh-calculator .deck-tools button{font-size:.7rem;padding:6px 8px}.tlh-calculator .slide{padding:26px 24px;min-height:0;border-radius:17px}.tlh-calculator .slide-top{margin-bottom:25px;align-items:flex-start}.tlh-calculator .slide-top .eyebrow{font-size:.61rem;max-width:65%}.tlh-calculator .slide-top .badge{font-size:.58rem}.tlh-calculator .slide-layout,.tlh-calculator .title-slide .slide-layout{grid-template-columns:1fr;gap:24px}.tlh-calculator .slide h1{font-size:2.35rem;margin-bottom:20px}.tlh-calculator .slide h2{font-size:1.9rem}.tlh-calculator .slide li{font-size:.92rem;margin-bottom:13px}.tlh-calculator .slide .lead{font-size:.98rem}.tlh-calculator .slide .callout{padding:16px 18px;font-size:.92rem;margin-top:18px}.tlh-calculator .orb{max-width:195px;margin:20px auto 30px}.tlh-calculator .orb:after{inset:-22px}.tlh-calculator .orb:before{inset:-10px}.tlh-calculator .orb-label{padding:11px 14px;font-size:.7rem;left:-14px;bottom:5px}.tlh-calculator .orb-label strong{font-size:1.4rem}.tlh-calculator .hero-meta{gap:15px;font-size:.78rem;margin-top:20px}.tlh-calculator .slide-footer{margin-top:28px;font-size:.62rem;gap:8px}.tlh-calculator .slide-footer span:first-child{max-width:85%}.tlh-calculator .slide-number{white-space:nowrap}.tlh-calculator .stat{padding:17px}.tlh-calculator .stat strong{font-size:1.65rem}.tlh-calculator .stat span{font-size:.77rem}.tlh-calculator .visual-panel{padding:20px}.tlh-calculator .flow-item{padding:14px;font-size:.9rem}.tlh-calculator .case-image{max-height:480px}.tlh-calculator .case-caption{font-size:.68rem}.tlh-calculator .table-wrap{margin-right:-9px}.tlh-calculator table{font-size:.74rem;min-width:450px}.tlh-calculator td,.tlh-calculator th{padding:11px 10px}.tlh-calculator .deck-controls{gap:8px;flex-wrap:wrap}.tlh-calculator .deck-controls button{min-width:70px;padding:8px;font-size:.78rem}.tlh-calculator .slide-select{width:100%;justify-content:flex-end}.tlh-calculator .notes{padding:15px 10px}.tlh-calculator .notes-body{grid-template-columns:1fr;gap:15px}.tlh-calculator .all-slides .slide{min-height:0}.tlh-calculator .calculator-shell{padding:8px 18px 35px}.tlh-calculator .calculator-intro{margin:20px 0;gap:16px}.tlh-calculator .calculator-intro h1{font-size:2.3rem}.tlh-calculator .calculator-intro .lead{font-size:.99rem}.tlh-calculator .calculator-intro .eyebrow{font-size:.63rem}.tlh-calculator .privacy-note{padding:15px 18px;font-size:.78rem}.tlh-calculator .calculator-grid{grid-template-columns:1fr}.tlh-calculator .input-panel,.tlh-calculator .result-panel{padding:23px 20px}.tlh-calculator .result-panel{position:static}.tlh-calculator .result-saving strong{font-size:3.35rem}.tlh-calculator .result-rows>div{font-size:.79rem}.tlh-calculator .scenario-strip{margin:22px 0 12px}.tlh-calculator .scenario-buttons{margin-right:-18px;padding-right:18px}.tlh-calculator .faq-section h2{font-size:1.6rem}.tlh-calculator .faq-section summary{font-size:.88rem}.tlh-calculator .source-list{font-size:.72rem}}@media (prefers-reduced-motion:reduce){.tlh-calculator{scroll-behavior:auto}.tlh-calculator *{transition:none!important}}@media print{.tlh-calculator{background:#fff}.tlh-calculator .deck-controls,.tlh-calculator .deck-tools,.tlh-calculator .notes,.tlh-calculator .privacy-note,.tlh-calculator .result-actions,.tlh-calculator .scenario-strip,.tlh-calculator .site-header,.tlh-calculator .skip{display:none!important}.tlh-calculator .deck-shell{max-width:none;padding:0;margin:0}.tlh-calculator .slide,.tlh-calculator .slide.active{display:flex;min-height:175mm;max-height:190mm;-moz-column-break-after:page;break-after:page;-moz-column-break-inside:avoid;break-inside:avoid;border-radius:0;box-shadow:none;padding:12mm}.tlh-calculator .slide:last-child{-moz-column-break-after:auto;break-after:auto}.tlh-calculator .slide-layout,.tlh-calculator .title-slide .slide-layout{grid-template-columns:1fr 1fr}.tlh-calculator .slide h1{font-size:34pt}.tlh-calculator .slide h2{font-size:25pt}.tlh-calculator .slide li{font-size:12pt}.tlh-calculator .slide-footer{font-size:8pt}.tlh-calculator .case-image{max-height:125mm}.tlh-calculator .calculator-shell{padding:0;max-width:none}.tlh-calculator .calculator-intro{display:block}.tlh-calculator .calculator-grid{grid-template-columns:1fr 1fr}.tlh-calculator .result-panel{position:static}.tlh-calculator .faq-section{-moz-column-break-before:page;break-before:page}.tlh-calculator .badge{print-color-adjust:exact;-webkit-print-color-adjust:exact}}